1000 Quotes For Building Wealth And Success

Quotes are powerful because they have the ability to convey a message or an idea in just a few words.

Listed below are over 1,000 quotes related to building wealth and success from some of the world’s most successful and respected business leaders, investors, and entrepreneurs.

Zig Ziglar

• Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.
• Money won’t make you happy, but everybody wants to find out for themselves.
• You were born to win, but to be a winner, you must plan to win, prepare to win, and expect to win.
• Money isn’t everything, but it’s right up there with oxygen.
• You will get all you want in life if you help enough other people get what they want.
• People don’t buy for logical reasons. They buy for emotional reasons.
• Success is dependent upon the glands – sweat glands.
• If you don’t see yourself as a winner, then you cannot perform as a winner.
• The more people you help to succeed, the more successful you become.
• The most important persuasion tool you have in your entire arsenal is integrity.
• If you aim at nothing, you will hit it every time.
• You don’t have to be great to start, but you have to start to be great.
• If you treat your wife like a thoroughbred, you’ll never end up with a nag.
• Money is not everything, but it ranks right up there with oxygen.
• Failure is a detour, not a dead-end street.
• You cannot climb the ladder of success dressed in the costume of failure.
• Expect the best, plan for the worst, and prepare to be surprised.
• Make failure your teacher, not your undertaker.
• The surest way to not fail is to determine to succeed.
• Happiness is not pleasure, it’s victory.
• If you don’t try, you forfeit the opportunity.
• Success is not a destination, it’s a journey.
• The foundation stones for a balanced success are honesty, character, integrity, faith, love, and loyalty.
• Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the ‘gotta have its scale.

Warren Buffet

• The difference between successful people and really successful people is that really successful people say no to almost everything.
• It’s better to hang out with people better than you. Pick out associates whose behavior is better than yours and you’ll drift in that direction.
• Rule No. 1: Never lose money. Rule No. 2: Never forget rule No.1.
• Risk comes from not knowing what you’re doing.
• The stock market is a device for transferring money from the impatient to the patient.
• Price is what you pay, value is what you get.
• If you’re in the luckiest 1% of humanity, you owe it to the rest of humanity to think about the other 99%.
• It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.
• The best thing I did was to choose the right heroes.
• The biggest mistake is not learning from the mistakes that others have made.
• We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful.
• The intelligent investor is a realist who sells to optimists and buys from pessimists.
• In the business world, the rearview mirror is always clearer than the windshield.
• Our favorite holding period is forever.
• It’s not necessary to do extraordinary things to get extraordinary results.
• If you don’t find a way to make money while you sleep, you will work until you die.
• You only have to do very few things right in your life so long as you don’t do too many things wrong.
• Before you invest in a business, you should be able to explain why you’re doing so in a language that a fifth-grader could understand.
• The most important investment you can make is in yourself.
• Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble.
• Someone’s sitting in the shade today because someone planted a tree a long time ago.
• Price is what you pay. Value is what you get.
• It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.
• I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.
• Cash combined with courage in a time of crisis is priceless.
• Diversification is a protection against ignorance. It makes very little sense for those who know what they’re doing.
• I don’t look to jump over 7-foot bars: I look around for 1-foot bars that I can step over.
• If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes.
• You only have to do very few things right in your life so long as you don’t do too many things wrong.
• When you combine ignorance and leverage, you get some pretty interesting results.
• The most important thing to do if you find yourself in a hole is to stop digging.
• Most people get interested in stocks when everyone else is. The time to get interested is when no one else is. You can’t buy what is popular and do well.
• The investor of today does not profit from yesterday’s growth.
• Why not invest your assets in the companies you really like? As Mae West said, ‘Too much of a good thing can be wonderful.’
• We believe that according to the name ‘investors’ to institutions that trade actively is like starting a paint store and calling it a museum of art.
• You don’t need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with the 130 IQ.
• A public opinion poll is no substitute for thought.
• The biggest investment risk is not the volatility of prices, but whether you will suffer a permanent loss of capital.
• I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years.
• If you’re in a hole, stop digging.
• In the world of business, the people who are most successful are those who are doing what they love.
• The only way to get love is to be lovable. It’s very irritating if you have a lot of money. You’d like to think you could write a check: I’ll buy a million dollars worth of love. But it doesn’t work that way. The more you give love away, the more you get.
• You can’t make a good deal with a bad person.
• The smarter the journalists are, the better off society is. To a degree, people read the press to inform themselves-and the better the teacher, the better the student body.
• In business, I look for economic castles protected by unbreachable ‘moats’.
• It is not necessary to do extraordinary things to get extraordinary results.
• The best investment you can make is in yourself.
• When a management with a reputation for brilliance tackles a business with a reputation for bad economics, it is usually the reputation of the business that remains intact.

Tony Robbins

• The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. Do more. Give more. Be more. Serve more.
• Money is a means to an end, not the end itself. The end is living a lifestyle that you’re passionate about.
• Wherever you are financially, you’ve got to determine where you want to go.
• People who succeed at the highest level are not lucky; they are doing something differently than everyone else.
• There’s no abiding success without commitment.
• Money is like a magnifying glass; it will only make you more of what you already are.
• It’s not about having the resources, it’s about being resourceful.
• We all get what we tolerate. So, what have you been tolerating in your financial life?
• The most important thing you can do to achieve your financial goals is to have a specific game plan and to be held accountable to it.
• Wealth is the ability to fully experience life.
• The goal of wealth isn’t to amass a mountain of money; it’s to enjoy the freedom that money provides.
• It’s not the events of our lives that shape us, but our beliefs as to what those events mean.
• Your income right now is a result of your standards, it’s not the industry, it’s not the economy.
• Focus on where you want to go, not where you’re at.
• The single biggest financial mistake I’ve made was not thinking big enough. I encourage you to go for more than you think is possible.
• The people who are able to master money are the ones who have the most simplicity and discipline in their lives.
• The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, you’ll only achieve small things.
• As you move outside of your comfort zone, what was once unknown and frightening becomes your new normal.
• The only way to get out of mediocrity is to keep shooting for excellence.
• What you focus on expands.
• The biggest mistake that people make is they don’t act on their knowledge.
• Success is buried on the other side of frustration.
• The only limit to your impact is your imagination and commitment.

Timur

• Reflect, repent, and avert the thunder of wrath.
• The sword is the key to heaven and hell; a drop of blood shed in the cause of Allah, a night spent in arms, is of more avail than two months of fasting or prayer.
• It is better to live one day as a lion than a hundred years as a sheep.
• Destiny is the prisoner of our own minds.
• With cities, as with men, the disposition of the parts is the spirit of the whole.
• Each man is the maker of his own fortune.
• Honor consists not in the greatness of our victories, but in the manner in which we acquire them.
• When I attain absolute power, I shall abolish all laws.

Thomas Jefferson

• The care of human life and happiness, and not their destruction, is the first and only object of good government.
• Agriculture, manufacturing, commerce, and navigation, the four pillars of our prosperity, are the most thriving when left most free to individual enterprise.
• A wise and frugal Government, which shall restrain men from injuring one another, shall leave them otherwise free to regulate their own pursuits of industry and improvement, and shall not take from the mouth of labor the bread it has earned.
• I sincerely believe that banking institutions are more dangerous to our liberties than standing armies.
• I place economy among the first and most important virtues, and public debt as the greatest of dangers to be feared.
• The issue today is the same as it has been throughout all history, whether man shall be allowed to govern himself or be ruled by a small elite.
• I predict future happiness for Americans if they can prevent the government from wasting the labors of the people under the pretense of taking care of them.
• In matters of style, swim with the current; in matters of principle, stand like a rock.
• Never spend your money before you have earned it.
• It is incumbent on every generation to pay its own debts as it goes. A principle which if acted on would save one-half the wars of the world.
• Experience hath shewn, that even under the best forms of government those entrusted with power have, in time, and by slow operations, perverted it into tyranny.
• I believe that banking institutions are more dangerous to our liberties than standing armies.
• I am not among those who fear the people. They, and not the rich, are our dependence for continued freedom.
• Commerce with all nations, alliance with none, should be our motto.
• There is not a sprig of grass that shoots uninteresting to me.
• I hold it, that a little rebellion, now and then, is a good thing, and as necessary in the political world as storms in the physical.
• Never trouble another with what you can do yourself.
• A democracy is nothing more than mob rule, where fifty-one percent of the people may take away the rights of the other forty-nine.
• I have sworn upon the altar of God eternal hostility against every form of tyranny over the mind of man.
• Educate and inform the whole mass of the people…They are the only sure reliance for the preservation of our liberty.
• The will of the people is the only legitimate foundation of any government, and to protect its free expression should be our first object.
• The most valuable of all talents is that of never using two words when one will do.
• Question with boldness even the existence of God; because if there be one, he must approve of the homage of reason more than that of blindfolded fear.
• The legitimate powers of government extend to such acts only as are injurious to others.
• He who knows best knows how little he knows.
• He who knows nothing is closer to the truth than he whose mind is filled with falsehoods and errors.
• I have no fear that the result of our experiment will be that men may be trusted to govern themselves without a master.
• Our liberty depends on the freedom of the press, and that cannot be limited without being lost.
• An association of men who will not quarrel with one another is a thing which has never yet existed, from the greatest confederacy of nations down to a town meeting or a vestry.
• The spirit of resistance to government is so valuable on certain occasions, that I wish it to be always kept alive.
• A well-informed electorate is a prerequisite to democracy.
• Question with boldness even the existence of a god; because if there be one he must approve of the homage of reason more than that of blindfolded fear.
• I cannot live without books.
• I never considered a difference of opinion in politics, in religion, in philosophy, as cause for withdrawing from a friend.
• All tyranny needs to gain a foothold is for people of good conscience to remain silent.
• To penetrate and dissipate these clouds of darkness, the general mind must be strengthened by education.
• The democracy will cease to exist when you take away from those who are willing to work and give to those who would not.
• I hope our wisdom will grow with our power, and teach us that the less we use our power the greater it will be.

Suze Orman

• To truly gain financial freedom, you must lower your tolerance for debt and work towards paying it all off.
• The only way to permanently change the temperature in the room to take responsibility for your role in it, not just blame the others around you.
• It’s not about how much money you make, it’s about how much you can keep.
• When it comes to money, there’s no such thing as too little to matter.
• Owning a home is a keystone of wealth – both financial affluence and emotional security.
• The ultimate goal of financial freedom is having the ability to live your life financially independent of your job.
• Spend less than you make, always have a savings plan, and invest in your future instead of buying things that will only make you happy in the short term.
• If you’re not comfortable with the risk associated with an investment, it’s not the right choice for you.
• Remember: Every dollar you spend is a vote for the world you want to live in.
• Think of savings as a form of self-care.
• It is not just about making money, it’s about the multitude of ways you can make a difference in your family, your community, and in your world.
• Money is not the enemy. It’s simply a small piece of life’s puzzle. And if you ignore it altogether, it’s sure to create a lot of unnecessary problems.
• The key to financial security is avoiding debt in all forms.
• Disability insurance is the most neglected insurance of all. Make sure you have a policy in place to cover your income.
• Don’t let fear or procrastination stop you from taking control of your financial life.
• You are in control of your financial destiny, and every day is a new opportunity to make a difference in your life.
• The amount of money you have has nothing to do with what kind of person you are, and everything to do with your habits.
• If you’re constantly worried about money, you’re not alone. But worrying isn’t going to fix anything. You need to create a plan and take action.

Steven Spielberg

• The thing I really want to do is always what I haven’t done before.
• Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful.
• I don’t dream at night, I dream all day; I dream for a living.
• I have a lot of gratitude for everything that’s happened.
• I don’t want to ever become complacent or satisfied.
• The most amazing things in life tend to happen right at the moment you’re about to give up hope.
• The only way to do good work is to love what you do.
• I think I’ve always been somebody, since the deaths of my father and mother, who was afraid to hope.
• The only thing that gets me through is knowing I’ve done my best.
• I never felt comfortable shooting dialogue scenes. I always felt like I needed to earn my salary.
• You shouldn’t dream your film, you should make it!
• Failure is inevitable, but giving up is unforgivable.
• I never thought of myself as a great filmmaker, but I couldn’t bear the thought of being an amateur.
• I don’t think any movie or any book or any work of art can solve the stalemate in the Middle East today. But it’s certainly worth a try.
• I have a great wife and I have a bunch of kids who don’t need their father running off to do movies.
• I have a lot of nervous energy. Work is my best way of channelling that into something productive unless I want to wind up assaulting the postman or gardener.
• I dream for a living.
• I think every movie I’ve made is an exercise in self-exorcism, in trying to put to bed something in my own life.
• Sometimes in my dreams I see visions of things I want to do, but when I wake up I find they’re not practical.
• We’re all here to do what we’re all here to do.

Steve Ballmer

• Great companies in the way they work, start with great leaders.
• Success is achieved by hard work, smart risk-taking, and relentless focus on your goals.
• Doubt is the killer of greatness.
• Our industry does not respect tradition – it only respects innovation.
• The number one benefit of information technology is that it empowers people to do what they want to do. 6 . “There’s no substitute for hard work and dedication. Success is a lot of little things done well over and over again.”
• Embrace the value of persistence.
• The value of a company is the sum total of its intellectual property and the people that work for the company.
• I’m very proud of what we’ve accomplished. But I’m even more excited about what we have yet to achieve.
• Change is constant, and we must stay agile and adaptable.
• Focus on the customer, and everything else will fall into place.
• You want people who are passionate about what they’re doing and who are willing to embrace new ideas and take risks.
• The key to great customer service is to empower the front-line employees to solve problems for customers.
• We need to make bold bets if we’re going to be successful.
• Success is not a zero-sum game. The more you help others, the more they will help you.
• The best leaders are the ones who are constantly learning and adapting to new challenges.
• Exploit your successes and learn from your failures.
• You can’t innovate by committee. You need a visionary leader who can inspire teams to create and execute a bold vision.
• In business, it’s not about being the biggest – it’s about being the best.
• Life is a game, and business is a game too. You have to learn how to play it to win.

Stephen Girard

• The harder you work, the luckier you get.
• Success is the child of drudgery and perseverance.
• If you want to be successful, you have to be willing to take risks.
• Don’t wait for opportunities, create them.
• Success in business is all about keeping your eye on the bottom line.

Rupert Murdoch

• The buck stops with the guy who signs the checks.
• You can’t build a strong corporation with a lot of committees and a board that has to be consulted every turn. You have to be able to make decisions on your own.
• In business, you have to be optimistic and you have to be forward-looking.
• Money is not the motivating force. It’s nice to have money, but I don’t live high. What I enjoy is running the business.
• The world is changing very fast. Big will not beat small anymore. It will be the fast beating the slow.
• I’m a catalyst for change. You can’t be an outsider and be successful over 30 years without leaving a certain amount of scar tissue around the place.
• In motivating people, you’ve got to engage their minds and their hearts. I motivate people, I hope, by example – and perhaps by excitement, by having productive ideas to make others feel involved.
• I’m a global strategist, but I’m not a politician.
• You must be bold, brave, and courteous.
• When you’re under threat, you have to use your assets in a smart way.
• Every company has to get digital and have an online strategy.
• The internet has been the most fundamental change during my lifetime and for hundreds of years.
• Technology is at the forefront of everything with me.
• Success in business is not a zero-sum game, it’s a win-win.
• I believe in taking bold decisions and being decisive.
• You must be the master of change rather than its victim.
• I’ve never asked a prime minister for anything in my life.
• Extraordinary people are hard to come by – hold on to them when you find them.
• The biggest challenge is not to plateau and become content.
• We try to keep reinventing ourselves and do new things.

Ronald Reagan

• The government’s view of the economy could be summed up in a few short phrases: If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidize it.

Robert Kiyosaki

• The single most powerful asset we all have is our mind 1. If it is trained well, it can create enormous wealth.
• It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.
• The love of money is not the root of all evil. The lack of money is the root of all evil.
• A job is a short-term solution to a long-term problem.
• Sometimes you win, sometimes you learn.
• The most successful people are mavericks who aren’t afraid to ask why, especially when everyone thinks it’s obvious.
• The size of your success is measured by the strength of your desire, the size of your dream, and how you handle disappointment along the way.
• The problem with having a job is that it gets in the way of getting rich.
• The only difference between a rich person and a poor person is how they use their time.
• The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left.
• If you’re not financially educated, life is financially expensive.
• Your choices decide your financial future.
• Don’t let the fear of losing be greater than the excitement of winning.
• Most people never get wealthy simply because they are not trained to recognize opportunities right in front of them.
• The average person is afraid of failure and loss. Rich people are afraid of losing opportunities.
• Cash flow tells the story of how a person handles money.
• The only thing worse than a quitter is someone who never begins.
• One of the reasons the rich get richer, the poor get poorer, and the middle-class struggles in debt is that the subject of money is taught at home, not in school.
• Winners are not afraid of losing, but losers are. Failure is part of the process of success. People who avoid failure also avoid success.
• Money is really just an idea.
• If you want to go somewhere, it is best to find someone who has already been there.
• The love of money is not evil; it’s what we do for it that determines its value
• The best way to predict your future is to create it.
• The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth.
• In the real world, the smartest people are people who make mistakes and learn. In school, the smartest people don’t make mistakes.
• The richest people in the world build networks. Everyone else looks for work.
• Successful people don’t fear failure but understand that it’s necessary to learn and grow from.
• If you want to be rich, you need to develop your vision. You must be standing on the edge of time gazing into the future.
• The more a person seeks security, the more that person gives up control over his life.
• You are the master of your destiny. You can influence, direct and control your own environment. You can make your life what you want it to be.
• As I said, I wish I could say it was easy. It wasn’t, but it wasn’t hard either. But without a strong reason or purpose, anything in life is hard.
• A winning strategy must include losing.
• The moment you make passive income and portfolio income a part of your life, your life will change. Those words will become flesh.
• Successful people ask questions. They seek new teachers. They’re always learning.
• You must know the difference between an asset and a liability, and buy assets.
• The only thing money does is it allows you to control options.

Ray Dalio

• The biggest mistake investors make is to believe that what happened in the recent past is likely to persist.
• The more you know, the less you know.
• Pain + Reflection = Progress.
• In order to be successful, you have to be independent-minded and correctly contrarian.
• The key to success is failing forward.
• We don’t know anything unless we stress test it.
• Success is a lousy teacher. It seduces smart people into thinking they can’t lose.
• This game of making money is not about being right all the time, but rather about how much you make when you are right and how much you lose when you are wrong.
• The greatest tragedy of mankind is that people hold onto their opinions and beliefs as if they were absolute truths, instead of as guesses, each of which has a probability of being wrong.
• When you don’t know what to do, do what’s responsible. You know what’s responsible.
• If you’re not humble, life will visit humbleness upon you.
• The greatest mistake of the individual investor is to think that a market that did well is a good market rather than a more expensive market.
• Don’t confuse being wrong with being bad.
• If your goal is to be the best, then you have to be willing to take a journey that’s never been taken before.
• Time is your most valuable asset. Don’t waste it.
• Without reflection, we go blindly on our way, creating more unintended consequences, and failing to achieve anything useful.
• Those who only see what they want to see put themselves in danger.
• The most important thing is how you think about everything that you’re seeing.
• I believe that the most important thing for me to do in running Bridgewater is to worry well.
• People who overweigh the first-order consequences of their decisions and ignore the effects of second- and subsequent-order consequences rarely reach their goals.
• Remember that the markets are always changing. What worked last year or last decade won’t necessarily work today.
• Big things typically start small.
• Diversification is the most important element of prudent investment management.
• We need to face our realities head-on and accept them whatever they might be. 
• The only way to learn is by your mistakes. That’s where the learning comes from.

Ramit Sethi

• Money isn’t everything, but it’s important.
• Spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.
• The biggest barrier to wealth is often your own mind.
• If you’re not conscious about your money, you’re going to lose it.
• If you can’t measure it, you can’t manage it.
• Expertise is relative. You just need to know more than the person you’re helping.
• Financial freedom means that you have control over your life.
• The most successful savers are the ones who make it automatic.
• Don’t try to keep up with the Joneses; they’re broke.
• Spend on the things you love, but cut costs mercilessly on the things you don’t.
• Beliefs about money are often more important than money itself.
• The key to success in life is to learn from failures.
• Invisible scripts are the ideas that control our behavior without us even realizing it.
• If you want to learn something new, invest in yourself.
• Invest in yourself first, and your career or business second.
• The best way to make money is to focus on your strengths.
• One of the biggest mistakes people make is thinking that they don’t have enough money to invest.
• Investing is not about picking the next hot stock; it’s about building long-term wealth.
• Money can’t buy happiness, but it can buy freedom.
• Track your spending, and you’ll be amazed at where your money goes.
• Start small, but start now.
• The key to financial success is to be deliberate and intentional with your money.
• There’s no one-size-fits-all approach to money management.
• Good financial habits are built one day at a time.
• Being rich isn’t about how much money you make; it’s about how much you keep.

Ralph Lauren

• I don’t design clothes, I design dreams.
• I always wanted to be a millionaire. I always wanted to be somebody, to have a business. I always wanted to dress nicely, to travel and to have the good things of life.
• I don’t believe in playing down to children, either in life or in clothing. A child’s life is no less important than an adult’s.
• I don’t design clothes for the queen, but for the people who wave at her as she goes by.
• I have always been driven to buck the system, to innovate, to take things beyond where they’ve been.
• Fashion is not necessarily about labels. It’s not about brands. It’s about something else that comes from within you.
• I’m interested in longevity, timelessness, style—not fashion.
• I believe in living a life full of adventure, kindness, and endless possibility.
• I’m not about making slogans. I’m about giving people clothes that they can wear proudly, and feel good in.
• I think that cars today are almost the exact equivalent of the great Gothic cathedrals; I mean the supreme creation of an era, conceived with passion by unknown artists, and consumed in image if not in usage by a whole population which appropriates them as a purely magical object.
• People ask how can a Jewish kid from the Bronx do preppy clothes? Does it have to do with class and money? It has to do with dreams.
• I believe in style. I believe in good manners. I believe in classics.
• I never went to fashion school. I didn’t know what a designer was. I knew I had something, but I didn’t know what it was. And it could just have easily been nothing.
• A leader has the vision and conviction that a dream can be achieved. He inspires the power and energy to get it done.
• You have to create something from nothing.
• It’s not about fabric, it’s about imagination.
• I am constantly trying to find ways to give back and make a difference.
• Style is very personal. It has nothing to do with fashion

Bible

• Do not be overawed when others grow rich, when the splendor of their houses increases; for they will take nothing with them when they die, their splendor will not descend with them. Psalm 49:16-17
• Honor the Lord with your possessions, and with the first fruits of all your increase; so your barns will be filled with plenty, and your vats will overflow with new wine. Proverbs 3:9-10
• Do not withhold good from those to whom it is due, when it is in your power to act. Proverbs 3:27
• Do not wear yourself out to get rich; do not trust your own cleverness. Proverbs 23:4
• The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty. Proverbs 21:5
• Better is a little with the fear of the Lord, than great treasure with trouble. Proverbs 15:16
• In all toil there is profit, but mere talk tends only to poverty. Proverbs 14:23
• Honest money will soon be gone, but if you work hard and smart, you will have plenty. Proverbs 13:11
• The generous soul will be made rich, and he who waters will also be watered himself. Proverbs 11:25
• The blessing of the Lord brings wealth, without painful toil for it. Proverbs 10:22
• And my God will meet all your needs according to the riches of His glory in Christ Jesus. Philippians 4:19
• No one can serve two masters; for either he will hate the one and love the other, or else he will be loyal to the one and despise the other. You cannot serve God and mammon. Matthew 6:24
• For where your treasure is, there your heart will be also. Matthew 6:21
• Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal; but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. For where your treasure is, there your heart will be also. Matthew 6:19-21
• Give, and it will be given to you: good measure, pressed down, shaken together, and running over will be put into your bosom. For with the same measure that you use, it will be measured back to you. Luke 6:38
• For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs. 1 Timothy 6:10
• Whoever is generous to the poor lends to the Lord, and he will repay him for his deed. Proverbs 19:17
• Honor the Lord with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine. Proverbs 3:9-10
• Better a little with the fear of the Lord than great wealth with turmoil. Proverbs 15:16
• As for the rich in this present world, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. 1 Timothy 6:17
• The wealth of the rich is their fortified city, but poverty is the ruin of the poor. Proverbs 10:15
• Do not wear yourself out to get rich; do not trust your own cleverness. Cast but a glance at riches, and they are gone, for they will surely sprout wings and fly off to the sky like an eagle. Proverbs 23:4-5
• Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. 1 Timothy 6:17
• One person gives freely, yet gains even more; another withholds unduly, but comes to poverty. A generous person will prosper; whoever refreshes others will be refreshed. Proverbs 11:24-25
• Give to everyone what you owe them: If you owe taxes, pay taxes; if revenue, then revenue; if respect, then respect; if honor, then honor. Romans 13:7
• Better a little with righteousness than much gain with injustice. Proverbs 16:8
• Whoever loves money never has enough; whoever loves wealth is never satisfied with their income. This too is meaningless. Ecclesiastes 5:10
• The wise store up choice food and olive oil, but fools gulp theirs down. Proverbs 21:20
• When you reap the harvest of your land, do not reap to the very edges of your field or gather the gleanings of your harvest. Leave them for the poor and for the foreigner residing among you. I am the Lord your God. Leviticus 23:22
• No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money. Matthew 6:24
• For what will it profit a man if he gains the whole world and forfeits his soul? Or what shall a man give in return for his soul? Matthew 16:26
• A good person leaves an inheritance for their children’s children, but a sinner’s wealth is stored up for the righteous. Proverbs 13:22
• But a generous person will prosper; whoever refreshes others will be refreshed. Proverbs 11:25
• Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. For where your treasure is, there your heart will be also. Matthew 6:19-21
• The rich rule over the poor, and the borrower is slave to the lender. Proverbs 22:7

Naval Ravikant

• Money is a side effect of doing the right thing.
• Wealth is a skill.
• Savings are a hedge against life’s randomness.
• Money can solve many problems, but it can’t solve the problem of how to be happy.
• The best way to predict the future is to create it yourself.
• Wealth is a result of habit.
• Invest in yourself first. Your career or your business will benefit from it.
• It is not about spending less; it is about spending right.
• The only way to make money by saving is to save more than you need.
• The best way to get rich is to make things that people want.
• Money is not a destination, it’s a journey.
• The ultimate purpose of money is to buy freedom.
• More money doesn’t necessarily bring more happiness.
• Beware of people who are neither entrepreneurs nor investors but are eager to give you financial advice.
• The rich are rich because they are good at making money.
• Money is like gasoline during a road trip. You wouldn’t want to run out of gas on your trip, but you’re not doing a tour of gas stations.
• The key to wealth is not having a high income, but having a high savings rate.
• Your level of wealth is determined by your average contribution to the world.
• The true currency is attention.
• The four things in life that you need to have are love, health, happiness, and wealth, in that order.
• Your time is your most valuable asset. Invest it wisely.
• Focus on creating value for others, and the money will follow.
• To achieve true wealth, you must aim to have a life that is wealthy in experiences and relationships, not just money.

Napoleon Hill

• Every adversity, every failure, every heartache carries with it the seed of an equal or greater benefit.
• The starting point of all achievement is desire.
• Whatever the mind can conceive and believe, it can achieve.
• Quality is not an act, it is a habit.
• If you cannot do great things, do small things in a great way.
• The ladder of success is never crowded at the top.
• Cherish your visions and your dreams, as they are the children of your soul, the blueprints of your ultimate achievements.
• Don’t wait. The time will never be just right.
• The only limit to our realization of tomorrow will be our doubts of today.
• Set your mind on a definite goal and observe how quickly the world stands aside to let you pass.
• Action is the real measure of intelligence.
• The most valuable thing you can make is a mistake – you can’t learn anything from being perfect.
• The way to get started is to quit talking and begin doing.
• Opportunity often comes disguised in the form of misfortune, or temporary defeat.
• The successful person has the habit of doing the things failures don’t like to do.
• What the mind of man can conceive and believe, it can achieve.
• Strength and growth come only through continuous effort and struggle.
• Every failure brings with it the seed of an equivalent success.
• You are the master of your destiny. You can influence, direct and control your own environment.
• The majority of men meet with failure because of their lack of persistence in creating new plans to take the place of those which fail.
• The person who takes no chances generally has to take whatever is left when others are through choosing.
• Every person who wins in any undertaking must be willing to cut all sources of retreat. Only by doing so can one be sure of maintaining that state of mind known as a burning desire to win, essential to success.
• If you do not conquer self, you will be conquered by self.
• Think twice before you speak, because your words and influence will plant the seed of either success or failure in the mind of another.

Michael Bloomberg

• If you can’t measure it, you can’t manage it.
• Money gives you the ability to do things, but it doesn’t necessarily bring you happiness or satisfaction.
• The stock market is nothing but a giant distraction from the business of investing.
• The thing that distinguishes the successful entrepreneur is a willingness to take risks for the sake of a vision, and to put in the time and effort necessary to achieve success.
• Success isn’t about the amount of money you have, it’s about the difference you make in people’s lives.
• Make every detail perfect and limit the number of details to perfect.
• Your success as an entrepreneur is determined by your ability to solve problems.
• I surround myself with people who are better than I am, and together we can achieve anything.
• The most important thing you can do in your professional life is to constantly learn and grow.
• If you want to be successful in business, you need to have a clear vision and a relentless commitment to that vision.
• When you innovate, you’ve got to be prepared for everyone telling you you’re nuts.
• The biggest risk is not taking any risk.
• Your reputation is more important than your paycheck, and your integrity is worth more than your career.
• The job of an entrepreneur is to create something that didn’t exist before.
• The greatest enemy of progress is not failure, it’s complacency.
• The only failure is not trying.
• You can’t teach people everything they need to know. The best you can do is position them where they can find what they need to know when they need to know it.
• You don’t have to be a genius or a visionary or even a college graduate to be successful. You just need a framework and a dream.
• The key to success is hard work, dedication, and perseverance.
• Don’t be afraid to assert yourself, have confidence in your abilities, and don’t let the bastards get you down.
• Money gives you the freedom to do what you love and the ability to help others.
• You should never ask your customers what they want, because they don’t know. By the time you give it to them, they want something else.
• Success in business requires training and discipline and hard work.
• The best way to make a difference is to do something that you’re passionate about.
• Innovation distinguishes between a leader and a follower.
• Taking risks gives me energy.
• You can’t beat emotion with reason.
• When you have a dream, you’ve got to grab it and never let go.
• If you’re not making mistakes, then you’re not doing anything. I’m positive that a doer makes mistakes.
• There is no substitute for hard work.
• You can’t solve a problem if you don’t know what it is.
• The most powerful tool for change is the willingness to speak up and make your voice heard.
• A good leader listens, inspires, and delegates.
• I’ve always been a risk taker. I took a risk when I left Wall Street to start my own company.
• The purpose of business is not just to make money, but to improve the world.
• The best ideas come from people who are closest to the problem.
• You have to be a good listener before you can be a good leader.
• The future belongs to those who see possibilities before they become obvious.
• More money equals more power, more influence, more options and more freedom.
• Make sure that you save for a rainy day. Money may not be able to buy you happiness, but it can certainly buy you options.
• You can’t take your money with you when you die, but that doesn’t mean you don’t need it while you’re alive.
• You’ll never see a Brink’s truck following a hearse.
• Don’t let making a living prevent you from making a life.
• Do what you love and the money will follow.
• You can be young without money, but you can’t be old without it.
• Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.
• Investing in yourself is the best thing you can do. Anything that improves your own talents; nobody can tax it or take it away from you.
• If you want to succeed in business, you need to have an entrepreneurial spirit. You need to have a lot of courage and take risks.
• The role of the CEO is to enable people to excel, help them discover their own wisdom, engage themselves entirely in their work, and accept responsibility for making change.
• The key to success is to focus on goals, not obstacles.
• The best investment you can make is in yourself. Be a lifelong learner.
• Success is not easy, but it is possible if you stay focused and work relentlessly.
• The biggest risk is not taking any risk. In a world that’s changing really quickly, the only strategy that is guaranteed to fail is not taking risks.
• If you’re not a risk taker, you should get the hell out of business.
• Bureaucrats don’t have incentives to do anything new. They have incentives to say no to anything new.
• If you don’t have a competitive advantage, don’t compete.
• Taking care of your employees is extremely important and very, very visible. If you don’t do it, everybody knows that you’re not doing it.
• The best way to predict the future is to create it.
• Money doesn’t solve problems. It only enables you to solve your problems.

Larry Ellison

• When I do something, it is all about self-discovery. I want to learn and discover my own limits.
• You have to act and act now.
• I have had all the advantages and disadvantages you can think of.
• When I started Oracle, what I needed was partners, not employees. And I needed people with whom I could share the excitement of building a company that could become more than the sum of its parts.
• Great achievers are driven, not so much by the pursuit of success, but by the fear of failure.
• I believe people have to follow their dreams—I did.
• I have a problem with too much money. I can’t reinvest it fast enough, and because I reinvest it, more money comes in. Yes, the rich do get richer.
• Our goal is not to be the biggest, but the best.
• The only way to get ahead is to find errors in conventional wisdom.
• If you do everything that everyone else does in business, you’re going to lose.
• I believe in the discipline of mastering the best that other people have ever figured out. I don’t believe in just sitting down and trying to dream it up all yourself. Nobody’s that smart.
• People will do more to avoid pain than they will do to gain pleasure.
• When life gives you lemons, make lemonade.
• You can’t spend your whole life criticizing something and not doing something about it.
• I have had all the disadvantages required for success.
• Life’s a journey. It’s a journey about discovering limits.
• I don’t think you can have a view about things, without having a view about life.
• The most important aspect of my personality as far as determining my success goes has been my questioning conventional wisdom, doubting experts, and questioning authority. While that can be painful in your relationships with your parents and teachers, it’s enormously useful in life.

John Jacob Astor

• The sweeter the apple, the blacker its heart.
• Real estate is the best investment in the world because it’s the only thing they’re making more of.
• The man who has made up his mind to win will never say ‘impossible’.
• The first rule of investment is: don’t lose money. The second rule is: don’t forget Rule #1.
• A man who was not a republican before the war, has no right to call himself a republican after the war.
• Success is getting what you want, happiness is wanting what you get.
• The way to make money is to buy when blood is running in the streets.
• I attribute my success to my perseverance. I never gave up, even when people told me I couldn’t do it.
• We should always be prepared for the unexpected, since the unexpected always happens.
• In good times and bad, we know that people give because you meet needs, not because you have needs.

John D. Rockefeller

• I believe in the dignity of labor, whether with head or hand; that the world owes no man a living but that it owes every man an opportunity to make a living.
• The most important thing for a young man is to establish credit — a reputation and character.
• Good leadership consists of showing average people how to do the work of superior people.
• A man’s wealth must be determined by the relation of his desires and expenditures to his income. If he feels rich on ten dollars, and has everything else he desires, he really is rich.
• The ability to deal with people is as purchasable a commodity as sugar or coffee and I will pay more for that ability than for any other under the sun.
• The secret to success is to do the common things uncommonly well.
• I know of nothing more despicable and pathetic than a man who devotes all the hours of the waking day to the making of money for money’s sake.
• The man who starts out simply with the idea of getting rich won’t succeed; you must have a larger ambition.
• If you want to succeed you should strike out on new paths, rather than travel the worn paths of accepted success.
• I would rather earn one percent off a hundred people’s efforts than 100 percent of my own efforts.
• The only question with wealth is, what do you do with it?
• The best philanthropy is constantly in search of the finalities-a search for a cause, an attempt to cure evils at their source.
• The person who starts out simply with the idea of getting rich won’t succeed; you must have a larger ambition.
• Charity is injurious unless it helps the recipient to become independent of it.
• Don’t blame the marketing department. The buck stops with the chief executive.
• In every undertaking, whether small or great, to build something or to destroy something, no individual ever achieves anything alone.
• Competition is a sin.
• Next to doing the right thing, the most important thing is to let people know you are doing the right thing.
• The growth and development of people is the highest calling of leadership.

John C Bogle

• In investing, you get what you don’t pay for.
• Time is your friend; impulse is your enemy.
• If you’re not ready to react calmly to a market downturn, you shouldn’t be in stocks.
• Don’t look for the needle in the haystack. Just buy the haystack!
• The greatest enemy of a good plan is the dream of a perfect plan.
• The idea that a bell rings to signal when investors should get into or out of the market is simply not credible. After nearly 50 years in this business, I do not know of anybody who has done it successfully and consistently. I don’t even know anybody who knows anybody who has.
• The stock market is a giant distraction to the business of investing.
• The mutual fund industry has been built, in a sense, on witchcraft.
• Don’t let emotions such as fear or greed cloud your judgment.
• The long-term investor needs to be aware of this basic point: The more you pay to invest, the less you get to take home.
• The magic of dollar-cost averaging is that it turns market downturns into opportunities rather than disasters.
• The greatest value of a dividend is not the money itself, but the financial discipline that it engenders.
• Time, not timing, is the friend of the investor.
• In the fund business, you get what you don’t pay for.
• In the world of investments, there’s no such thing as a free lunch.
• When playing in the stock market, always remember that the tune can change very quickly.
• When stock prices decline, it can be painful to watch the value of your portfolio fall. But keeping a long-term perspective can help.
• We’re all speculators, every time we buy or sell something in the market. The difference is that some of us admit it.
• The best way to achieve long-term growth is to buy and hold high-quality investments.
• Index funds eliminate the risks of individual stocks and minimize the costs of research, market analysis, and portfolio turnover.
• Regardless of how stocks perform over the short term, the stock market remains the greatest wealth-building tool ever created.
• By embracing simplicity in investing, you can minimize the risks and maximize the rewards.
• Never forget that hidden costs are as real as quoted costs.
• I want to warn you against believing that doing great things for the future is only a matter of money. Nothing could be further from the truth. It is not the only, nor even the most important way to prepare for the future.

Jim Rohn

• Money is usually attracted, not pursued.
• Don’t just work for money; make money work for you.
• Formal education will make you a living; self-education will make you a fortune. 4 1. Success is not to be pursued; it is to be attracted by the person you become.
• You must either modify your dreams or magnify your skills.
• The worst thing one can do is not to try, to be aware of what one wants and not give in to it, to spend years in silent hurt wondering if something could have materialized – never knowing.
• If you want to have more, you have to become more. For things to change, you have to change.
• We must all suffer one of two things: the pain of discipline or the pain of regret.
• The walls we build around us to keep out the sadness also keep out the joy.
• Success is doing ordinary things extraordinarily well.
• Learning is the beginning of wealth. Learning is the beginning of health. Learning is the beginning of spirituality. Searching and learning is where the miracle process all begins.
• Time is more valuable than money. You can get more money, but you cannot get more time.
• You are the average of the five people you spend the most time with.
• Your life does not get better by chance. It gets better by change.
• Happiness is not something you postpone for the future; it is something you design for the present.
• Discipline is the bridge between goals and accomplishment.
• The ultimate reason for setting goals is to entice you to become the person it takes to achieve them.
• Motivation is what gets you started. Habit is what keeps you going.
• If you don’t like how things are, change it! You’re not a tree.
• It’s not what happens that determines your life future. It’s what you do about what happens.
• The only way things are going to change for you is when you change.
• Success is not so much what we have as it is what we are.
• Success is not measured by what you accomplish, but by the opposition you have encountered, and the courage with which you have maintained the struggle against overwhelming odds.
• The few who do are the envy of the many who only watch.
• Money is not the most important thing in life, but it’s reasonably close to oxygen on the ‘gotta have it’ scale.

Jeff Bezos

• Your brand is what other people say about you when you’re not in the room.
• I knew that if I failed I wouldn’t regret that, but I knew the one thing I might regret is not trying.
• We see our customers as invited guests to a party, and we are the hosts. It’s our job every day to make every important aspect of the customer experience a little bit better.
• You don’t want to negotiate the price of simple things you buy every day.
• I don’t think that you can invent on behalf of customers unless you’re willing to think long-term, because a lot of invention doesn’t work. If you’re going to invent, it means you’re going to experiment, and if you’re going to experiment, you’re going to fail, and if you’re going to fail, you have to think long-term.
• What’s dangerous is not to evolve.
• There are two kinds of companies: those that work to try to charge more and those that work to charge less. We will be the second.
• A brand for a company is like a reputation for a person. You earn reputation by trying to do hard things well.
• In business, what’s dangerous is not to evolve.
• One of the huge mistakes people make is that they try to force an interest on themselves. You don’t choose your passion; your passion chooses you.
• There’ll always be serendipity involved in discovery.
• The best way to predict the future is to invent it.
• If you don’t understand the details of your business you are going to fail.
• You need to be nimble and robust to take on the marketplace.
• I think the smarter the marketplace becomes, the more transparent the marketplace becomes, the more information-rich the marketplace becomes, the better off we’ll all be.
• Invention requires a long-term willingness to be misunderstood.
• Frugality drives innovation, just like other constraints do. One of the only ways to get out of a tight box is to invent your way out
• If you do build a great experience, customers tell each other about that. Word of mouth is very powerful.
• I believe you have to be willing to be misunderstood if you’re going to innovate.

Jakob Fugger

• Money is the worst devil of all.
• To do what you intend to do, you must know what you’re good at.
• Anyone who works hard and perseveres will succeed.
• Be prepared for opportunities when they arise.
• Without profit, there can be no charity.

Henry Ford

• Money is like a sixth sense – and you can’t make use of the other five without it.
• The man who will use his skill and constructive imagination to see how much he can give for a dollar, instead of how little he can give for a dollar, is bound to succeed.
• Competition whose motive is merely to compete, to drive some other fellow out, never carries very far. The competitor to be feared is one who never bothers about you at all, but goes on making his own business better all the time.
• The highest use of capital is not to make more money, but to make money do more for the betterment of life.
• A business that makes nothing but money is a poor business. 2 . Money doesn’t change men, it merely unmasks them. If a man is naturally selfish or arrogant or greedy, the money brings that out, that’s all.
• It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages.
• Money is a handmaiden, if thou knowest how to use it; a mistress, if thou knowest not.
• The competitor to be feared is one who never bothers about you at all, but goes on making his own business better all the time.
• Money is like an arm or leg – use it or lose it.
• I don’t believe in spending money lavishly, but I do believe in spending it to save money.
• If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.
• Money is like a sixth sense without which you cannot make a complete use of the other five.
• Whether you think you can, or you think you can’t–you’re right.
• Failure is simply the opportunity to begin again, this time more intelligently.
• Quality means doing it right when no one is looking.
• Obstacles are those frightful things you see when you take your eyes off the goal.
• If everyone is moving forward together, then success takes care of itself.
• Coming together is a beginning; keeping together is progress; working together is success.
• Thinking is the hardest work there is, which is probably the reason why so few engage in it.
• You can’t build a reputation on what you are going to do.
• You don’t have to hold a position in order to be a leader.
• Chop your own wood and it will warm you twice.
• The only true security in life comes from knowing that every single day you are improving yourself in some way.
• A business that makes nothing but money is a poor business.
• You can’t learn in school what the world is going to do next year.
• Vision without execution is just hallucination.
• There is no man living who isn’t capable of doing more than he thinks he can do.
• When everything seems to be going against you, remember that the airplane takes off against the wind, not with it.
• I cannot discover that anyone knows enough to say definitely what is and what is not possible.
• The greatest thing in life is to keep your mind young.
• My best friend is the one who brings out the best in me.
• It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages.
• You can’t build a reputation on what you are going to do.

Grant Cardone

• Money is attracted to great ideas and determination.
• Success is your duty, obligation and responsibility.
• Money is a weakness if you don’t learn how to acquire it and control it.
• Money is happiness. It’s the thrill of the chase, the adrenaline of victory.
• You can’t save your way to millionaire status. The first step is to focus on increasing your income.
• There is no money problem that a sufficient quantity of prosperity consciousness cannot solve.
• The middle class is a trap. It is a mindset, not a place, and anyone can overcome it.
• The only thing standing between you and your goal is the bullshit story you keep telling yourself as to why you can’t achieve it.
• It’s not the money that’s the root of all evil, it’s the love of money that’s the root of all evil.
• Never lower your target; increase your actions.
• Money follows attention. When you focus on creating value and being of service, the money comes naturally.
• Money does not change people, it only magnifies what is already there.
• Complaining about a lack of money only perpetuates a scarcity mindset. Instead, focus on the actions you can take to increase your income and abundance.
• You don’t get rich by earning money, you get rich by doing something worth earning money for.
• You can have anything in life you want if you’re willing to work for it.
• Success is the result of hard work, discipline, and persistence.
• Money and success don’t change people; they merely amplify what is already there.
• The single biggest financial mistake I’ve made was not thinking big enough. It’s the same mistake many of my students make.
• Spectators pay, players get paid.
• If you’re not first, you’re last.
• The true purpose of money is to create a better life for yourself and those around you.
• Never make a purchase for immediate gratification without considering its long-term impact on your finances.
• Time is money, and the more productive you are with your time, the more money you will make.
• Money is a tool that can be used to create freedom and opportunities in your life. Don’t let it control you, but instead, learn how to control it and use it to your advantage.

George Lucas

• Always remember, your focus determines your reality.
• The secret to film is that it’s an illusion.
• The best way to pursue happiness is to help other people.
• You have to find something that you love enough to be able to take risks, jump over hurdles and break through the brick walls that are always going to be placed in front of you.
• I’m not averse to risk, but I’m not reckless about it.
• The force will be with you, always.
• A special effect without a story is a pretty boring thing.
• If you want to be successful in a particular field, perseverance is one of the key qualities.
• Education is so important because it opens doors that would otherwise be closed to you.
• You have to be very careful about what you say. You have to take responsibility for your actions.
• Art is never finished, only abandoned.
• A movie is made twice – once on paper and once on film.
• I’m not going to try to guess what would excite somebody and what would not.
• A good movie is a movie that speaks to you on some level and that’s what inspires me.
• Acting is all about honesty. If you can fake that, you’ve got it made.
• I’m just a person who decided that I wanted to make movies when I was a kid.
• You have to find something that you really love, and that’s how you’ll be successful.
• I’m famous for being loyal. I’ve always believed in loyalty to your friends and to your employees.
• If you believe in yourself and have dedication and pride, and never quit, you’ll be a winner. The price of victory is high but so are the rewards.

Genghis Khan

• I am the punishment of God…If you had not committed great sins , God would not have sent a punishment like me upon you.
• I will rule them by fixed laws so that rest and happiness shall prevail in the Dominion.
• It is not sufficient that I succeed – all others must fail.
• The greatest happiness is to scatter your enemy and drive him before you.
• If you’re afraid – don’t do it, – if you’re doing it – don’t be afraid!
• Conquering the world on horseback is easy; it is dismounting and governing that is hard.
• I am the flail of god. Had you not created great sins, god would not have sent a punishment like me upon you. 9 . “The strength of a wall is neither greater nor less than the courage of the men who defend it.”
• It takes a brave man to be a coward in the Red Army.
• A man’s greatest deeds are those that fill his heart with pride, at the moment of performance, but which leave to others to speak of after he is dead.
• You can conquer with a sword but you are conquered by a kiss.
• It is not enough to capture we must be able to hold.
• Better to have enemies who admit they hate you, than friends who secretly despise you.
• The freedom of the nation depends on the freedom of the individual.
• The strength of a wall is neither greater nor less than the courage of the men who defend it.
• We may conquer without a sword or with a sword, but conquest gained with a sword has its foundation in physical force; that gained by persuasion, in moral power.
• Man’s greatest joy is to slay his enemy , plunder his riches, ride his steeds, see the tears of his loved ones and embrace his wives and daughters.
• If you can’t find a door, make one.
• The punishment should fit the crime.

Franklin D. Roosevelt

• The test of our progress is not whether we add more to the abundance of those who have much; it is whether we provide enough for those who have too little.

Francoise Bettencourt Meyers & family

• Diversity is an essential element of innovation and progress.
• In order to succeed, you need to have a clear vision, unwavering focus, and a strong commitment to your goals.
• A leader’s responsibility is to create a culture of integrity, respect, and collaboration within their organization.
• Success is not just about financial gain, but also about making a positive impact on society and the environment.
• Innovation is crucial in today’s constantly changing business landscape.
• Investing in your workforce is a critical component of long-term success.
• A strong reputation built on trust and ethical business practices is paramount to sustained success.
• Never stop learning and adapting to new challenges and opportunities.
• Leading with purpose and vision inspires others to follow.
• If you get up in the morning and think the future is going to be better, it is a bright day. Otherwise, it’s not.
• I think it’s very important to have a feedback loop, where you’re constantly thinking about what you’ve done and how you could be doing it better.
• Constantly seek criticism. A well thought-out critique of whatever you’re doing is as valuable as gold.
• If you’re trying to create a company, it’s like baking a cake. You have to have all the ingredients in the right proportion.
• Persistence is very important. You should not give up unless you are forced to give up.
• I don’t create companies for the sake of creating companies, but to get things done.
• If something is important enough you should try, even if the probable outcome is failure.
• I think that’s the single best piece of advice: constantly think about how you could be doing things better and questioning yourself.
• I always have optimism, but I’m realistic. It was not with the expectation of great success that I started Tesla or SpaceX… It’s just that I thought they were important enough to do anyway.
• I’m interested in things that change the world or that affect the future and wondrous, new technology where you see it, and you’re like, ‘Wow, how did that even happen? How is that possible?’
• I think it is possible for ordinary people to choose to be extraordinary.
• Boil things down to their fundamental truths and reason up from there.
• When something is important enough, you do it even if the odds are not in your favor.
• When something is important enough, you bet on it.
• Going from PayPal, I thought: ‘Well, what are some of the other problems that are likely to most affect the future of humanity?’ Not from the perspective, ‘What’s the best way to make money?’
• The first step is to establish that something is possible; then probability will occur.
• I always have high expectations for myself; I’m always trying to do better.

David Bach

• Every time you come into a nickel, the first person you pay is yourself.
• The biggest mistake people make with their money is not deciding to be wealthy.
• You don’t need to be a mathematician to be wealthy. You need to learn how to simplify your financial life.
• Financial planning is not about getting rich quick. It’s about getting rich slow.
• It’s not about how much money you make, it’s about how much money you keep.
• Small steps can make a big difference in your financial life.
• Don’t let the fear of making a mistake stop you from investing.
• The key to building wealth is to save early and save often.
• You’ll never get ahead if you don’t have a plan for your money.
• It doesn’t matter how much money you make; it matters how much money you keep.
• If you’re not making mistakes, you’re not learning.
• Money is a tool, not a goal.
• Wealth is a choice, not a chance.
• There’s a difference between being rich and being wealthy. Rich is fleeting, while wealthy is long-lasting.
• Spend less than you earn and always pay yourself first.
• Start small, but dream big.
• Investing doesn’t have to be complicated. In fact, the simpler the better.
• You don’t have to be an expert to invest your money wisely.
• It’s not what you earn, it’s what you keep.
• The secret to financial freedom is to be debt-free. Work toward owning your home, not owing your home.
• The first step to creating wealth is to start tracking your spending.
• Budgeting is like dieting. You need to do it consistently for it to have lasting benefits.
• Make sure your money is working hard for you, not the other way around.

Dave Ramsey

• We buy things we don’t need with money we don’t have to impress people we don’t like.
• Debt is dumb. Cash is king.
• The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
• Budgeting is telling your money where to go instead of wondering where it went.
• A budget is telling your money where to go instead of wondering where it went.
• You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
• Act your wage.
• I have done stupid, financially irresponsible things. It’s not the smart who achieve, it’s the bold.
• Vision is telling people to come with you on a journey instead of just pointing north.
• Money is not the enemy; it is a powerful tool waiting to be used by those who are worthy.
• Sacrifice today so that you can live tomorrow like no one else.
• Money is neither good nor bad; it is simply a tool to accomplish what you desire.
• Wealth is a choice. You can choose to be rich, or you can choose to be poor. There is no middle ground.
• If you’re going to get in debt, do it right the first time so you never have to do it again.
• You can’t get out of debt while keeping the same lifestyle that got you there. Cut out everything except the basics.
• You must gain control over your money or the lack of it will forever control you.
• Change is painful. Few people have the courage to seek out change. Most people won’t
• The decision to borrow money can impact the rest of your life. Do it wisely.
• A lot of people are broke because of the cars they drive, the clothes they wear, and the houses they live in
• Success is 80% behavior and only 20% head knowledge.
• Live like no one else, so later, you can live and give like no one else.
• Rich isn’t an amount of money; it’s a mindset about how you live.
• If you live like no one else , later you can live and give like no one else.
• Debt is not a tool. It is a method to make banks wealthy, not you.
• The enemy of the best” is not “the worst.” The enemy of “the best” is “just fine.”
• Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of staying the same becomes greater than the pain of making a change.
• We buy things we don’t need with money we don’t have to impress people we don’t like.
• There are no shortcuts when it comes to getting out of debt.
• Live like no one else, so later, you can live like no one else.
• You can’t get out of debt while keeping the same lifestyle that got you there. Cut out everything except the basics.
• Personal finance is 20% head knowledge and 80% behavior.
• The only way to financial freedom is through discipline.
• Wealth comes from hard work, intentional living, and a determination to make a positive impact.
• If you want to change your fortunes, you need to change your thinking.
• You can’t out-earn stupid.
• It’s not the money you make, it’s the money you keep.
• You can’t build wealth while you’re in debt.
• Money is a terrible master but an excellent servant.
• The borrower is slave to the lender.
• The only time you should look in your neighbor’s bowl is to make sure that they have enough. You don’t look in your neighbor’s bowl to see if you have as much as them. I hope you find these quotes helpful in your personal finance journey!

Cornelius Vanderbilt

• I don’t care half so much about making money as I do about making my point, and coming out ahead.
• The care of $200,000 is enough to kill anyone. There is no pleasure in it.
• The public be damned.
• I have been insane on the subject of money-making all my life.
• The railroads were the first big business, the first magnet for the new plutocracy, and the first battleground between capital and labor.
• The rich man’s treasures are laboriously accumulated, one by one, and by the time he has amassed them all, he finds that his heart’s desire is still unattained.
• Inherited wealth is a real handicap to happiness. It is as certain death to ambition as cocaine is to morality.
• The trick in life is to make yourself useful and to make money doing it.
• If you have my wealth, you have a duty to help others. And I feel that duty keenly.

Carlos Slim Helu & family

• There are no limits to creating wealth and opportunities. There are only limits to human imagination and creativity.
• The most important investment you can make is in your education.
• You cannot improvise success. Everything is a process of planning, patience and perseverance.
• In business, as in life, you have to be disciplined, focused and persistent to achieve your goals.
• The greatest wealth is not money, but knowledge.
• Success is defined by the obstacles you overcome.
• The key to success is taking calculated risks while minimizing your exposure to risk.
• Financial success is only a by-product of creating value, solving real problems and making people’s lives better.
• The best way to predict the future is to study the past and learn from it.
• In business, the harder you work, the luckier you get.
• To be an effective leader, you have to be a good listener, be open to different perspectives and learn from your mistakes.
• To succeed, you have to persevere through failure and disappointment.
• You have to be willing to take calculated risks, even when the odds are against you.
• True success comes not from what you achieve, but from how you achieve it.
• In order to succeed, you have to be willing to do what others are not willing to do.
• Success is not just about making the right decisions, but also about being able to recover from the wrong ones.
• In order to achieve success, you have to constantly be learning and adapting to new situations.
• Success is not about greatness, but about consistency. Consistent hard work leads to success.

Brain Tracy

• Money is a lubricant. It enables a person to slide through life without too much friction.
• One of the great responsibilities that I have is to manage my assets wisely, so that I can give away as much as possible to the things that I believe in.
• Investing in yourself is the best investment you will ever make. It will not only improve your life, it will improve the lives of all those around you.
• If you cannot discipline yourself, then you are going to have a difficult time achieving your financial goals in life.
• In life, you must be prepared to face any eventuality, but when it comes to money, you should always have more than enough.
• To achieve financial independence, you must first think and act like the person you want to become.
• If you want to become rich, you must be willing to take calculated risks and make smart investments.
• The key to financial success is to enjoy the process of accumulating wealth as much as the end result.
• When it comes to finances, treat your money like a jealous lover. Never let it out of your sight.
• Your future is created by what you do today, not tomorrow.
• The more time and energy you invest in creating multiple streams of income, the more successful you will become.
• Success is not final, failure is not fatal: it is the courage to continue that counts.
• Don’t let fear hold you back from achieving your financial goals. Take a calculated risk and move forward with confidence.
• Success is neither magical nor mysterious. Success is the natural consequence of consistently applying basic fundamentals.
• Money is like a sixth sense – and you can’t make use of the other five without it.
• If you want to achieve financial independence, you must start with a solid plan.
• Invest your time and money wisely, and the rewards will follow.
• The only thing standing between you and your financial goals is the bullshit story you keep telling yourself as to why you can’t achieve it.
• The only true security in life comes from knowing that you can take care of yourself financially.
• If you want to become financially successful, you must develop a mindset of abundance.
• To achieve financial success, you must first believe that it is possible for you to succeed.
• Take control of your finances, or your finances will take control of you.
• Success is not a destination, it’s a journey. And it’s one that requires you to take action every single day.

Bill Gates

• Your most unhappy customers are your greatest source of learning.
• If you are born poor it’s not your mistake, but if you die poor it’s your mistake.
• It’s fine to celebrate success but it is more important to heed the lessons of failure.
• The Internet is becoming the town square for the global village of tomorrow.
• We all need people who will give us feedback. That’s how we improve.
• As we look ahead into the next century, leaders will be those who empower others.
• Don’t compare yourself with anyone in this world, if you do so, you are insulting yourself.
• I choose a lazy person to do a hard job. Because a lazy person will find an easy way to do it.
• Information technology and business are becoming inextricably interwoven. I don’t think anybody can talk meaningfully about one without talking about the other.
• Be nice to nerds. Chances are you’ll end up working for one.
• The world won’t care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself.
• If you think your teacher is tough, wait till you get a boss.
• We’re changing the world with technology.
• In three years, every product my company makes will be obsolete. The only question is whether we’ll make them obsolete or somebody else will.
• I believe that if you show people the problems and you show them the solutions they will be moved to act.
• The best way to prepare for a world that is constantly changing is to have a mindset of learning.
• If your culture doesn’t like geeks, you are in real trouble.
• People always fear change. People feared electricity when it was invented, didn’t they?
• The advance of technology is based on making it fit in so that you don’t really even notice it, so it’s part of everyday life.

Bill Clinton

• The American dream is not a sprint, or even a marathon, but a relay.

Bernard Arnault & Family

• I am not a person who is easily satisfied.
• Money is just a consequence. I always say to my team, ‘Don’t worry too much about profitability. If you do your job well, the profitability will come.’
• I’m always thinking of the future. There’s always something new. You can’t stand still in this business.
• My oldest son is a capable leader who will do an excellent job of keeping the house in order when I’m gone. But I’m not going anywhere just yet.
• I am by nature an optimist, and I believe in the power of innovative thinking to achieve major progress.
• The most important thing for any company is to constantly challenge yourself. You can never be too comfortable or complacent.
• You have to be prepared to take risks in business. If you’re not taking risks, you’re not growing.
• Luxury is not about necessity, it’s about necessity for the spirit.
• I like to think big. I always have. To try to make a difference in the world, to take on challenges that others might not consider.
• My approach to business has always been consistent: focus on quality, be innovative, and stay true to your brand.
• I didn’t want to be just another businessman, I wanted to create something unique.
• Vision is not enough, it must be combined with venture. It is not enough to stare up the steps, we must step up the stairs.
• I believe in creating value through entrepreneurship, innovation and hard work.
• Success is not about being the richest or the most powerful. It’s about making a real difference in the lives of others.
• Never forget that everything you do contributes to building your brand.
• It’s not about having the most money, it’s about making smart decisions with the resources you have.
• I see myself as a creative force more than anything else.
• Innovation is the driving force behind everything we do.
• I always tell my teams that if they’re not failing occasionally, they’re not trying hard enough.
• I believe that a company must always look to the future if it wants to remain relevant and successful.

Benjamin Graham

• The stock investor is neither right or wrong because others agreed or disagreed with him; he is right because his facts and analysis are right.
• You are neither right nor wrong because the crowd disagrees with you. You are right because your data and reasoning are right.
• In the short run, the market is a voting machine but in the long run, it is a weighing machine.
• An investment operation is one which, upon thorough analysis, promises safety of principal and a satisfactory return. Operations not meeting these requirements are speculative.
• The essence of investment management is the management of risks, not the management of returns.
• The investor’s chief problem – and even his worst enemy – is likely to be himself.
• The investor with a portfolio of sound stocks should expect their prices to fluctuate and should neither be concerned by sizable declines nor become excited by sizable advances.
• The investor who permits himself to be stampeded or unduly worried by unjustified market declines in his holdings is perversely transforming his basic advantage into a basic disadvantage.
• A stock is not just a ticker symbol or an electronic blip; it is an ownership interest in an actual business, with underlying value that does not depend on its share price.
• It is silly to try to look stylish when you’re standing in the rain with a bunch of stupid, freezing, wet people.
• The best way to measure your investing success is not by whether you’re beating the market but by whether you’ve put in place a financial plan and a behavioral discipline that are likely to get you where you want to go.
• If you want to have a better performance than the crowd, you must do things differently from the crowd.
• Buying on the assumption that they (stocks) will go up in price is specula­tion; buying on the belief that they are underpriced is investment.
• An investment is simply a gamble in which you have managed to tilt the odds in your favor.
• No one has ever made money nor preserved capital who was not a bear at some time vis-a-vis the market they bought or sold in.
• The investor’s primary interest lies in acquiring and holding suitable securities at suitable prices

Benjamin Franklin

• A penny saved is a penny earned.
• The thriving and prosperous farmer is a much more valuable member of society than the most useful merchant.1 . A penny saved is a penny earned.
• Money has never made man happy, nor will it. The more of it one has, the more one wants.
• Money is a tool, not an end goal. Use it wisely.
• The way to wealth is as plain as the way to market. It depends chiefly on two words, industry and frugality.
• Beware of little expenses; a small leak will sink a great ship.
• Creditors have better memories than debtors.
• He that is of the opinion money will do everything may well be suspected of doing everything for money.
• The use of money is all the advantage there is in having it.
• Whatever is begun in anger ends in failure.
• Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one.
• Well done is better than well said.
• An investment in knowledge pays the best interest.
• Early to bed and early to rise makes a man healthy, wealthy, and wise.
• Content makes poor men rich; discontent makes rich men poor.
• In this world nothing can be said to be certain, except death and taxes.
• The hardest thing to learn in life is which bridge to cross and which to burn.
• Wealth is not his that has it, but his that enjoys it.
• Without continual growth and progress, such words as improvement, achievement, and success have no meaning.
• There are no gains without pains.
• The doors of wisdom are never shut.
• Money is not to be spent foolishly.
• At the working man’s house, hunger looks in but dares not enter.
• An empty purse and a new house make a man wise, but too late.
• If you would be wealthy, think of saving as well as getting.
• The thriving and prosperous farmer is a much more valuable member of society than the most useful merchant.
• A penny saved is a penny earned.
• In this world, nothing can be said to be certain except death and taxes.
• Money has never made man happy, nor will it, there is nothing in its nature to produce happiness. The more of it one has the more one wants.
• Time is money.
• The use of money is all the advantage there is in having money.
• Money is not the root of all evil, but the love of money is.
• When you’re testing to see how deep water is, never use two feet.
• Creditors have better memories than debtors; creditors are a superstitious sect, great observers of set days and times.
• He that goes a-borrowing goes a-sorrowing.
• Rather go to bed without dinner than to rise in debt.
• A man in debt is so far a slave.
• A house is not a home unless it contains food and fire for the mind as well as the body.
• There are two ways to increase your wealth: increase your means or decrease your wants. The best is to do both at the same time.
• The borrower is a slave to the lender.

Barack Obama

• A nation that cannot control its energy sources cannot control its future.

Augustus

• I found Rome a city of bricks and left it a city of marble.
• Festina lente (Make haste slowly).
• Better the glory that comes from a good name than the fear of a bad one.
• I am trying my utmost to give to the people what they want rather than what they ought to want.
• I am but a man and all that affects mankind concerns me.
• A ruler who hides behind paid executioners soon forgets what death is.
• The injury we do and the injury we suffer are not weighed in the same scales.
• Slowly but surely, Rome was not built in a day.
• Injustice, poverty, slavery, ignorance — these may be cured by reform or revolution. But men do not live only by fighting evils. They live by positive goals, individual and collective, a vast variety of them, seldom predictable…
• I found Rome a city of brick and left it a city of marble.
• Let us value the occasion and the deed, and not the mere words.
• Slow and steady wins the race.
• Act bravely, my dear boys, and never be faithless to your calling, your virtue, or your country.
• Wealth beyond what is natural, is no more use than an overflowing container.
• To refrain from imitation is the best revenge.
• Look at the past if you would define the future.
• Rome has grown since its humble beginnings that it is now overwhelmed by its own greatness.
• In war, events of importance are the result of trivial causes.
• I cannot pretending either public affairs or my private business till my strength fails me altogether.
• Make haste slowly.

Andrew Carnegie

• The man who dies rich dies disgraced.
• People who are unable to motivate themselves must be content with mediocrity, no matter how impressive their other talents.
• No man can become rich without himself enriching others.
• Surplus wealth is a sacred trust which its possessor is bound to administer in his lifetime for the good of the community.
• Pioneering don’t pay… I had to work in a cotton factory at $1.20 a week, and I did not see how I could earn more in a trade.
• Put all your eggs in one basket and then watch that basket.
• You cannot push anyone up the ladder unless he is willing to climb.
• Among the rich you will never find a really generous man even by accident. They may give their money away, but they will never give themselves away; they are egotistic, secretive, dry as old bones. To be smart enough to get all that money you must be dull enough to want it.
• The first man gets the oyster, the second man gets the shell.
• The man who acquires the ability to take full possession of his own mind may take possession of anything else to which he is justly entitled.
• As I grow older, I pay less attention to what men say. I just watch what they do.
• Think of yourself as on the threshold of unparalleled success. A whole, clear, glorious life lies before you. Achieve! Achieve!
• Success is not the result of spontaneous combustion. You must set yourself on fire.
• And while the law of competition may be sometimes hard for the individual, it is best for the race because it ensures the survival of the fittest in every department.
• The way to become rich is to put all your eggs in one basket and then watch that basket. I hope these quotes are helpful.
• He that cannot reason is a fool. He that will not is a bigot. He that dare not is a slave.
• Success is getting what you want. Happiness is wanting what you get.
• You must capture and keep the heart of the original and supremely able man before his brain can do its best.
• I resolved to stop accumulating and begin the infinitely more serious and difficult task of wise distribution.
• The men who have succeeded are men who have chosen one line and stuck to it.
• Any idea that is held in the mind that is either feared or revered will, under the right conditions, begin to clothe itself in the most convenient and appropriate physical forms available.
• The person who knows how to use a life will succeed more in life than the person who doesn’t know how to use it.
• The secret of happiness is not in doing what one likes, but in liking what one does.

Alexander the Great

• I am not afraid of living; I am afraid of not living to my fullest.
• The greatest victory is the battle not fought.
• We must man our ships of thought with the sails of courage.
• I would rather live a short life of glory than a long one of obscurity.
• To be without virtue is to be without taste.
• I am indebted to my father for living, but to my teacher for living well.
• I would rather be first in a village than second at Rome.
• I am not afraid of an army of sheep led by a lion, I am afraid of an army of lions led by a sheep.
• I would rather excel in the knowledge of what is excellent, than in the extent of my power and possessions.
• An army of sheep, led by a lion, will defeat an army of lions, led by a sheep.
• Toil and risk are the price of glory, but it is a lovely thing to live with courage and die leaving an everlasting fame.
• You shall, I question not, find a way to the top if you diligently seek for it; for nature hath placed nothing so high that it is out of the reach of industry and valor.
• Remember upon the conduct of each depends the fate of all.
• I am not afraid of an army of lions led by a sheep; I am afraid of an army of sheep led by a lion.
• There is nothing impossible to him who will try.
• I am dying from the treatment of too many physicians.

Alexander Hamilton

• A national debt, if it is not excessive, will be to us a national blessing.
• A national debt will be to us a national blessing, if it is but a true national debt, sanctioned by the general government.
• Power over a man’s subsistence is power over his will.
• The view of the public good, and the real welfare of the society, are the only considerations which ought to actuate those who wield the reins of government.
• Revenue must be sufficient to defray the ordinary expenses of government, and we must raise it in a manner that is most convenient for the people.
• The intrinsic wealth of a nation consists not in its gold or silver, but in its industry, energy, and skill.
• The safety of a republic depends essentially on the energy of a common national sentiment; on a uniformity of principles and habits; on the exemption of the citizens from foreign bias and prejudice; and on that love of country which will almost invariably be found to be closely connected with birth, education, and family.
• In framing a government which is to be administered by men over men, the great difficulty lies in this: you must first enable the government to control the governed; and in the next place oblige it to control itself.
• The first object of government is the protection of the life, property, and peace, of the citizens; and this is always considered as the primary end of every good constitution.
• It is the peculiar province of the national government to regulate the interactions between states, commerce, and currency.
• A well adjusted system of finance is one of the first requisites for the establishment of public credit.
• In politics, as in religion, it is equally absurd to aim at making proselytes by fire and sword. Heresies in either can rarely be cured by persecution.
• The ability to manage men and affairs is the real greatness. Power will flow to the man who knows how.
• In framing a government, which is to be administered by men over men, the great difficulty lies in this: you must first enable the government to control the governed; and in the next place oblige it to control itself.
• The wealth of a nation is its ability to produce more than it consumes.
• A national debt, if not excessive, is a national blessing.

Final Thoughts

Conclusions are like the desserts – they should be sweet, short, and leave you wanting more.” – Unknown